Benefits of acquiring the HSBC Elite credit card

If you’re looking for a credit card that focuses on giving you exclusive benefits designed for a life of constant travel worldwide, then the HSBC Elite credit card is for you.

This is because it offers you advantages and coverage worthy of the highest credit cards, all while traveling safely around the world. With it, paying or buying will no longer be a problem and will become a habit that will protect you abroad. So pay attention to everything this card can do for you.

Benefits of acquiring the HSBC Elite credit card

You will get unlimited reward points and no expiration date!

Yes, you read that right; with the HSBC Elite credit card, you will be directly in the Rewards points program, and with it, you can obtain up to 50,000 points as a rewards bonus. That is, up to $750 in airfare if you make your reservations online through the HSBC Travel from Rewards program after spending your first $4,000 in the first three months after opening your account.

But the benefits of the HSBC Elite credit card on your trips do not end here since:

• You will earn 3X reward points if you make travel purchases, including airlines, hotels, and even cars.
• You’ll also earn double points if you make new restaurant purchases.

Add authorized users

If you don’t want to be the only one who can use your HSBC Elite credit card, you can add one or more authorized users, each for $65.Maybe you are wondering how this is a benefit. Because each user will be free of transaction fees abroad, they will have a variable and competitive APR between 18.74% and 22.74%.

No foreign transaction fees

Suppose there is always a reason for not using a credit card. In that case, it usually generates additional costs and fees in purchases, especially when you are in a foreign territory. That is something of the past; with the HSBC Elite credit card, you can make purchases without generating costs if you are outside the country.

You can be chosen as a Trusted Traveler.

You will participate in the inclusion of different highly prestigious programs, among them the Trusted Traveler, which essentially means paying an application fee for the Global Entry or the TSA Precheck.

With the first, you will pay a maximum of 100 dollars in fee, and with the second, 85 dollars in price.

Master Rental TM Coverage

It is a coverage service that will give you the possibility of having protection against physical damage and theft if you are in a rental vehicle. To enjoy this, you must pay the entire rental with your HSBC Elite credit card.

MasterCard TM Travel and Lifestyle Services

It is about direct access to luxury travel benefits, such as obtaining improvements and amenities in some travel destinations, either by telephone request, email, or a personalized line.

Wi-Fi access by Boingo

When we travel to a country other than our own, few tools are as necessary as Wi-Fi; with it, you can translate words, find an address, rent vehicles or make last-minute purchases. With the HSBC Elite credit card, you can access unlimited premium Wi-Fi at more than one million secure access points that Boingo has worldwide.

Travel accident insurance

One of the benefits frequent travelers request is that with the HSBC Elite credit card when you pay for your plane ticket, you will automatically have travel accident insurance. It implies coverage for accidental death or dismemberment of up to $1,000,000.

Trip cancellation insurance

Another frequent flyer favorite is the ability to get a refund of non-refundable prepaid expenses if you cancel your trip. Of course, for this to be possible, the reason must be valid according to the conditions of this insurance, so please, read the terms and conditions thoroughly.

Insurance against theft in hotels and motels

If you stay in hotels or motels and pay for your stay with the HSBC Elite credit card, you will automatically get theft insurance. The maximum amount is up to $1,500 in reimbursement per claim for stolen personal property or room damage resulting from breaks.

Lost luggage insurance

If travelers hate something, it is when their check or carry-on luggage gets lost, damaged, or does not arrive on time at their destination. Your HSBC Elite credit card goes one step ahead and gives you up to $1,500 back on your checked baggage claim if it’s damaged, lost, or late.

Baggage Delay Insurance

Although certain conditions apply, you can reimburse up to 250 dollars for the cost of essential items that came with you, that is, clothing and toiletries, if your luggage is delayed in reaching the destination.

MasterCard Airport Concierge

If you are one of those, who hire a concierge on each trip to guide you through the airport, with the HSBC Elite credit card, you can enjoy up to 15% savings on Airport Meet and Greet services. This means you can request a personal agent to accompany you at the airport to departure, arrival, or on any flight to over 450 destinations worldwide.

World Elite Concierge Service

We will review this last benefit; you should know there are still many more. The concierge service is available 24/7 and designed to act as your assistant. In other words, you will receive help with all the tasks and activities you want to plan on your trips, like reservations for sporting events, restaurants, and travel planning.

If you have come this far, the big question is: is the HSBC Elite credit card what you have been looking for? If you still can’t decide which card is the best for you, let us show you other benefits you can obtain with your application.