Fill out one form and instantly compare up to four financing options.
Receive a digital certificate or check as soon as you’re approved.
Finance new, used, private-party, refinance, or lease buyout — all in one place.
Access lenders that consider a wide range of credit profiles starting around 600.
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Is MyAutoLoan a Direct Lender?+
No — MyAutoLoan is an online marketplace that connects you with lenders. Just fill out one secure form and instantly get matched with multiple offers tailored to your financing needs.
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Can I Finance Both New and Used Cars — Even from a Private Seller?+
Yes! MyAutoLoan works with lenders that finance new and used vehicles from dealerships or private sellers — including private-party loans that many traditional banks don’t offer.
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Can I Refinance My Current Auto Loan with MyAutoLoan?+
Absolutely. MyAutoLoan lets you compare refinance offers that may help you lower your APR, reduce monthly payments, or pay less in total interest — all by adjusting your loan terms.
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Does MyAutoLoan Offer Lease Buyout Financing?+
Yes — if you’re nearing the end of a lease and want to keep the car, MyAutoLoan connects you with lenders that offer lease buyout loans, so you can compare rates and purchase your current vehicle with confidence.
Shopping for a car and unsure where to start? MyAutoLoan—owned by Horizon Digital Finance—is a user-friendly online marketplace that connects you with up to four competitive loan offers in minutes. Whether you’re financing a new or used vehicle, refinancing, buying from a private seller, or doing a lease buyout, MyAutoLoan has you covered with fast, secure options.
Why Choose MyAutoLoan?
- 🔄 Multi-Offer Comparison: Get matched with up to four lending offers, so you can find the best rate and terms.
- ⏱️ Rapid Funding: Upon approval, funds (a check or online certificate) can arrive within 24 hours.
- 📈 Flexible Eligibility: Works with credit scores as low as 575–600, ideal for borrowers with less-than-perfect credit.
- 🧩 All Loan Types Covered: New, used, refinance, private-party, and lease buyouts—including for private sales.
MyAutoLoan at a Glance
| Feature | MyAutoLoan Marketplace |
|---|---|
| APR Starting Rates | ~4.99% (new), ~5.24% (used), ~4.95% (refi) |
| Loan Terms | 24 to 72 months (up to 84 for refinances) |
| Minimum Loan Amount | $8,000 (new/used), $5,000 (refinance) |
| Min Credit Score | Around 600 |
| Funding Time | Within 24 hours of approval |
Real-World Scenario
Car Price: $20,000
Down Payment: $4,000 (20%)
Loan Needed: $16,000
Term: 60 months
Sample APR: 5.24%
Estimated Monthly Payment: ~$305
You will stay on our website.
Thinking about refinancing or a private-party purchase? Learn how to boost your approval odds on the next page.
