Fill out one simple form and receive up to five financing options.
Lenders compete to offer you the most competitive rates.
Initial rate checks won’t affect your credit.
Explore your financing options with total confidence and zero pressure.
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How LendingTree’s Auto Loan Marketplace Works+
LendingTree doesn’t offer loans directly. Instead, it acts as a smart comparison platform where you can easily access multiple auto loan offers in one place. Just provide a few details about your car financing needs — whether you’re buying or refinancing — and LendingTree will connect you with lenders that best match your profile. It’s fast, secure, and designed to help you find the most competitive rates without the hassle.
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Can LendingTree Help Me Finance a New or Used Car?+
Absolutely. Whether you’re looking to buy a new vehicle or a dependable used one from a dealership, LendingTree makes it easier to explore your financing options. By comparing multiple loan offers on their platform, you can better understand potential loan amounts, interest rates (APRs), and terms — all before you commit to a specific car.
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Can I Refinance My Current Auto Loan with LendingTree?+
Yes — if you already have an auto loan, LendingTree can help you explore refinancing options through its network of trusted lenders. Refinancing could lower your monthly payments, reduce your interest rate, or adjust your loan term. Just fill out a quick online form, and you’ll receive personalized offers from lenders who specialize in auto loan refinancing.
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How Should I Compare the Loan Offers from LendingTree?+
When you get loan offers through LendingTree, don’t just focus on the monthly payment. It’s important to look at the full picture — including interest rates, loan terms, and total repayment costs. LendingTree gives you helpful tools and resources to break down each offer so you can confidently choose the one that best fits your budget and long-term financial goals.
Looking for the best auto loan, whether you’re buying new, used, refinancing, or pursuing a lease buyout? LendingTree, a leading online marketplace since 1996, connects U.S. borrowers with multiple lenders through a single application. Use their soft credit inquiry to prequalify offers without harming your score.
Why LendingTree Stands Out
- 🌐 Broad Lender Network: Access a vast range of lenders—including options for subprime borrowers.
- 📋 Multiple Quotes Instantly: Compare real offers on APR, fees, and terms.
- 🕒 Prequalification with No Credit Hit: Soft pull lets you explore without affecting your FICO score.
- 🤝 Flexible Loan Options: New, used, refinance, private-party, and lease buyout loans—all in one place.
Quick Comparison Table
| Feature | LendingTree Auto Marketplace |
|---|---|
| APR (average) | 4.77% super-prime, 9.59% non-prime (new) |
| Loan Types | All auto loan categories |
| Prequalification | Soft pull for multiple offers |
| Eligibility | Scores from 300 up (varies by lender) |
Typical Scenario
Loan Need: $25,000
Credit Score: Non-prime range (600–660)
APR Estimate: 9.59% (new)
Term: 60 months
Estimated Monthly Payment: ~$531
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