Compare vehicles and see what others paid with tools powered by TrueCar.
Get quotes directly from certified dealers before you visit.
Learn what lenders look for and boost your approval odds.
Quickly get a GEICO insurance quote and protect your new vehicle right away.
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What Is the GEICO Car Buying Service?+
It’s a research tool powered by TrueCar that helps you compare new and used vehicles, see what others paid in your area, and unlock guaranteed savings from certified dealers — all before visiting a showroom.
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How Do I Insure My New Car with GEICO?+
Once your financing is set, GEICO makes it easy to protect your new vehicle. You can get a quick, no-obligation quote online and activate your policy in just a few steps — all without leaving the platform.
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Is the GEICO Car Buying Service Trustworthy?+
Yes — powered by TrueCar, the service gives you access to transparent pricing, a wide selection of new and used cars, and often includes free CARFAX reports so you can shop with confidence and avoid surprises.
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How Do I Finance My Car After Using GEICO’s Tool?+
After choosing your car through the GEICO Car Buying Service, the next step is securing financing. While GEICO connects users to lending partners, GEICO employees and their families may also qualify for special loan options via the GEICO Credit Union, which has its own eligibility requirements.
Looking to buy or refinance your car, but unsure where to start? While GEICO is known for insurance, it also partners with trusted platforms to help you compare financing offers quickly and confidently. Whether you’re upgrading, refinancing, or buying from a private seller, here’s how GEICO’s network can help you get it done.
Why Consider GEICO for Auto Financing?
- Trusted Connections: Access top lenders through GEICO’s marketplace.
- All-in-One Tool: Compare rates, prequalify, and shop — all in one place.
- Versatility: Finance a new car, used car, or refinance an existing loan.
Types of Financing You Can Access
- Auto Loans: Fixed monthly payments and terms up to 72 months.
- Refinancing Options: Lower your current rate or monthly cost.
- Private Seller Loans: Finance cars purchased outside dealerships.
Compare Financing with Leading Names
GEICO’s tools link you to multiple lenders for side-by-side comparisons.
| Feature | GEICO Marketplace | Capital One | Bank of America |
|---|---|---|---|
| APR (starting) | From 4.19% | From 5.29% | From 5.09% |
| Prequalification | Yes (soft credit pull) | Yes (soft credit pull) | No (hard credit pull) |
| Loan Types Available | New, Used, Refinance | New, Used, Refinance | New, Used Only |
Real-World Loan Simulation
Vehicle Price: $25,000
Down Payment: $5,000 (20%)
Financed Amount: $20,000
Term: 60 months
APR: 4.89%
Estimated Monthly Payment: ~$376
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