Every purchase you make with the Citi Double Cash Card will earn you cash back twice. The way it works is that you may get up to 2% cash back on all of your purchases by earning 1% cash back when you make a purchase and an additional 1% cash back when you pay it off. With this card, you can easily earn rewards on all of your everyday purchases—whether you’re indulging yourself to a shopping spree, stocking up on groceries, or going out to dinner with friends.
The Citi Double Cash Card is unique due to its adaptability and simplicity of usage. There are simple cash back rewards that mount up rapidly with each swipe—no intricate point systems to juggle.
Additionally, take advantage of a lengthy introductory APR term on balance transfers, which makes it a great option if you want to reduce interest costs or consolidate debt. You can rely on the Citi Double Cash Card to improve your shopping experience and put more money back in your pocket because of Citi’s reputable name and dedication to providing excellent customer care.
Getting paid back in cash
By practically doubling the industry standard, the Citi Double Cash Card transforms the cash back landscape. The Citi Double Cash Card ups the ante by giving you 1% cash back when you make purchases and an extra 1% when you pay them off. Many cards used to only offer 1% cash back.
Because of its distinct design, this program encourages good credit card management because on-time payments get you early access to the second half of your rewards. Paying off your credit card debt in full each month is a great way to stay motivated. We advise doing this to maximize rewards and prevent incurring interest.
It’s easy and satisfying to get cash back with the Citi Double Cash Card. There is only a straightforward, clear method to receive up to 2% cash back on all of your purchases—no intricate point system to figure out. The Citi Double Cash Card is your pass to doubling your rewards with each transaction if you’re prepared to increase your cash back earnings and adopt smart credit card usage practices.
Getting your money back
With its Citi ThankYou Points, the Citi Double Cash Card provides a variety of redemption possibilities to accommodate a range of preferences.
- Cash Back: Simple cash savings are available when you redeem 20,000 ThankYou Points for a $200 statement credit, direct deposit, or check sent by mail.
- Gift Cards: You can use your rewards to treat yourself or other people by using your points to redeem gift cards from a variety of merchants.
- Online shopping: Increase your options and get the best deal by using your ThankYou Points to pay for purchases at participating merchants.
- Point Sharing: You can pool rewards for more flexibility and perks by sharing your points with other Citi ThankYou members.
- Travel Redemptions: Discover amazing travel opportunities by using your points to book directly with Citi or by transferring them to Citi’s travel partners.
By customizing their incentives to fit their preferences and lifestyle, Citi Double Cash cardholders can make sure that every point they earn is worth something valuable and leads to worthwhile experiences.
Particular Benefits and Advantages
- $200 Cash Back Bonus: After spending $1,500 during the first six months of opening your account, you will receive a substantial $200 cash back, which will significantly increase your savings.
- No Annual Fee: With no annual fees, you may take advantage of the cash back incentives, which makes the Citi Double Cash Card an affordable option for maximizing rewards.
- 5% Cash Back on Travel: Make your trips even more lucrative by taking advantage of 5% cash back on hotel and vehicle rentals reserved through the Citi TravelTM platform for a restricted period of time.
- No Limitations on Categories: Redeem cash back for any purchase, no matter what category you spend it on. You have flexibility and freedom in your shopping because there are no caps or limitations on the amount of cash back you can earn.
- Contactless Payment Technology: The Citi Double Cash Card offers quick and simple purchases at participating retailers while providing the security and convenience of contactless payments.
- Global Acceptance: The Citi Double Cash Card is a dependable payment method for both domestic and international transactions. You can use it anywhere Mastercard is accepted.
Customer support is available around-the-clock to ensure a secure and seamless financial journey. Help is just a phone call away.
Who is eligible to apply?
It’s imperative to fulfill the qualifying requirements in order to profit from the outstanding advantages provided by the Citi Double Cash Card. A decent to exceptional credit score that shows a history of prudent credit management is required of prospective applicants.
In addition to adhering to Citi’s requirements, this credit score requirement makes sure that cardholders are in a good position to take use of the card’s lucrative features.
How Can I Apply for a Double Cash Card from Citi?
Contrary to popular belief, applying for a Citi Double Cash Card is simple:
1- Check for the Citi Double Cash Card on the Citi website.
2- Select “Apply Now.”
3- Examine the terms and conditions.
4- Enter your financial and personal information.
5- Send in your application.
Commonly Asked Questions Concerning the Citi Double Cash Card
What is the Citi Double Cash Card’s interest rate?
APR varies and might be between 19.24% and 29.24% depending on creditworthiness.
Exist any yearly charges?
No annual fees are associated with the Citi Double Cash Card, which makes it an affordable option for a lot of people.
How does the method for cash back operate?
In addition to receiving 1% cash back on purchases, cardholders can receive 1% cash back for making payments.
Is it possible to use this card to travel abroad?
The card is indeed worldwide compatible, however before using it abroad, you should find out what costs apply.
