A credit card like U.S. Bank Shopper Cash Rewards is a must-have when managing your finances.
It’s a piece of plastic that allows you to buy groceries, clothes, and other necessities daily. However, you may wonder if you need a credit card to manage your finances. While many people should have one, there are some circumstances where it is not necessary.
A credit card is a good tool for saving money and making purchases. You can also use your credit card to manage your debt and pay off any debt you carry.
In today’s busy world, many people rely on credit cards like U.S. Bank Shopper Cash Rewards for their daily purchases. When you use them, you can earn points and rewards, and you also get to avoid having to carry cash or worry about the security of your wallet or purse.
You also don’t have to worry about managing your bills since they will be automatically deducted from your credit card. Some credit cards also offer cash back on purchases, and you can use your card to pay your monthly expenses, such as your rent, cell phone and cable bills, and more.
Benefits overview of U.S. Bank Shopper Cash Rewards Visa Signature Card
- 6% cash back at your favorite stores
- Get a $250 bonus
- No annual fee for the first 12 months
- Get a 3% cashback
- 5.5% Cashback for travel purchases
- There are 1,100 online stores available.
Things to know before applying
Annual Fee: There are no annual fees for the first year, but after that, the price is $95.
Late Payment Penalty Fee: up to $40.
Returned Payment Fee: up to $40.
Foreign Transaction Fee: The foreign transaction fee is 3% for international purchases.
Interest Rate: The interest rate is between 18.24% – 28.24%.
Minimum Credit Score needed: 690 to 850.
How to apply for Bank Shopper Cash Rewards Visa Signature Card?
The U.S. Bank Shopper Cash Rewards application process is purely online and accessible. There are no fees, no lengthy applications, or credit checks. You have to be 18 years old or older. Must reside in Canada and have a bank account. Then, you must choose the amount of cash back you want on their category checks.
Once you have filled out an application, they will review it, and you’ll get a decision within 60 seconds – that’s guaranteed! If everything goes well, you will then be asked to review the terms of the card and sign the
contract for finality.
