Credit cards like the CITI Rewards Plus Card.
Whether a card from a bank or an attached card to a bank account is a necessary part of daily life and is especially important for everyday purchases, it is also a barrier to entry to your bank account. It can be used to make purchases anywhere. You can purchase online, in stores, and anywhere else using a credit card.
Moreover, when you use your credit card, you are protected by the card issuer and have better protection than cash. For example, if you purchase with a debit card and the merchant refuses to give you the product you bought, the card issuer usually refunds you.
8 out of 10 Americans make purchases with their credit card, which can be dangerous. The Citi Rewards Plus Credit Card has three layers of protection: Purchase protection, identity theft insurance, and fraud liability. With the Citi Rewards Plus Credit Card, you’ll enjoy the same benefits as our premium credit card without the annual fee. In addition to the standard benefits of our other cards, you’ll enjoy the following benefits:
Benefits Overview of CITI Rewards Plus Credit Card
- Enjoy the 2 ThankYou Points
- Get 10% of your points back
- No Expiration or Limit to Earning Points
- Provides 24/7 Customer Service
- No Annual Fees
Things you need to know before applying
Annual Fee: No annual fees are required.
Late Payment Penalty Fee: Late payment penalties can go up to $41.
Returned Payment Fee: Returned payment fees can go up to $41.
Foreign Transaction Fee: The foreign transaction fee of the card is 3% of the principal amount.
Interest Rate: Get a variable APR of 17.24% to 27.24%.
How to apply for CITI Rewards Plus Credit Card?
The CITI Rewards Plus Credit Card application process is similar to that. When you want to apply for the card, you can do it by filling out a standard application. However, the application process is purely online. All you have to do is click the apply button and fill out a few fields. It takes five minutes to complete the application and get approved for the card. The usual information you need to have are:
- Name, address, and contact number
- Social security number
- Proof of income such as bank statements or pay stub
- Proof of residency
- Credit report
Review the card’s terms and conditions if your application has been approved. Finally, sign the contract, and the card will be released in a few business days. You can also apply for the card in person at any of their branches in the US.
