With the thrilling option to personalize your cash back categories, this card is all about giving you power over your rewards. You can select up to three spending categories with higher cash back rates, so you can reward yourself for the things that are most important to you.
What’s superior than that? With no annual fee, the Tangerine Money-Back Credit Card is an affordable way to maximize rewards without going over budget. With no minimum redemption requirement, you may enjoy the flexibility and control over your rewards that come with the opportunity to redeem your cash back whenever you want.
Getting compensated
Earning rewards with the Tangerine Money-Back Credit Card is simple and fulfilling. With this card, you can spend money in up to three different Money-Back Categories and receive 2% cash back.
Groceries, dining out, gas, recurring expenses, and more are examples of these categories, which provide you the freedom to get greater cash back rates on purchases that fit your spending patterns.
Additionally, you’ll still receive a competitive 0.5% cash back for purchases made outside of the categories you’ve selected and for any additional expenditure. It’s simple to optimize your benefits with each card swipe thanks to this streamlined rewards structure, which guarantees cash back on all of your transactions.
The Tangerine Money-Back Credit Card pays you for your spending decisions, whether you’re using it to reward yourself with a special purchase or to get cash back on daily necessities.
Redeeming incentives
With the Tangerine Money-Back Credit Card, redeeming rewards is easy and adaptable:
Apply as a Credit: You can apply your cash back rewards against your credit card balance by using them as a statement credit.
Fund a Tangerine Savings Account with: To increase your savings, transfer your cash back benefits straight into your Tangerine Savings Account.
Select Alternatives: Use your cash back to make particular items or services, gift cards, or charitable donations.
Absence of a Minimum Redemption Level: Take advantage of the flexibility to use your cash back rewards whenever you want, with no minimum redemption requirement.
Tangerine Money-Back Credit Card Advantages
Credit cards are necessary for many types of transactions, such buying tickets for flights or renting an automobile. Numerous advantages make the Tangerine Money-Back Credit Card an excellent financial instrument.
No yearly charges
You don’t have to worry about ongoing costs when you take advantage of the card’s features and cash back rewards because there is no annual fee. The Tangerine Money-Back Credit Card is a simple and affordable credit card choice that comes with great value and no annual fee.
A prerequisite for a fair to good credit score
For those looking for cash back incentives and other card features, a wider range of people can apply for and be approved for the Tangerine Money-Back Credit Card, even with credit scores as low as 600. Fair credit history holders now have a chance to qualify and benefit from this card thanks to the lower credit score criterion.
Minimal yearly income thresholds
For individuals who want to get rewards on their purchases without having to meet certain income requirements, the Tangerine Money-Back Credit Card is a great choice. This card is flexible and lucrative because it allows you to earn cash back in addition to points on your purchases. Its availability to those with decent credit but lesser incomes also makes it a cost-effective option for a diverse variety of customers.
APR for balance transfers is 1.95%.
For the first six months, the Tangerine Money-Back Credit Card has a promotional balance transfer rate of 1.95%, which makes it a desirable choice for combining current credit card debt. There is a minimum fee of $5 and a 3% transfer fee. During the first few months of card ownership, you can reduce interest costs and better manage your debt with the help of this introductory rate.
Protection from insurance
You can feel more confident while making purchases with the Tangerine Money-Back Credit Card because it comes with significant insurance coverage. This includes features like price protection and extended warranties, which seem small but have a big impact. With savings on your annual expenditures and peace of mind, these insurance advantages give your card membership real value.
Accessible to pupils
For students who have never had credit before, the Tangerine Money-Back Credit Card is ideal. It is simple for students to qualify for and begin establishing credit while receiving cash back incentives because it has lower credit score requirements and no income requirements. For students searching for their first credit card, the Tangerine Money-Back Credit Card is an affordable option with rewards and easy access.
Tangerine Money-Back Credit Card: Qualifications for Application
Make sure you fulfill the following requirements before starting the application process for the Tangerine Money-Back Credit Card:
Age: Candidates need to be at least eighteen years old.
Income: To be eligible, one must have a minimum yearly income. Please visit the official Tangerine website to verify the current income threshold.
Residency: Only Canadian citizens are eligible to apply for the Tangerine Money-Back Credit Card.
Credit History: In order to get approved, you should have a generally solid credit history.
To continue with the application process, be sure you meet these requirements.
How to Apply for Credit Card Tangerine Money-Back
It really isn’t that hard to apply for a Tangerine Money-Back Credit Card:
-Look for the Tangerine Money-Back Credit Card on the Tangerine website.
-Select “Apply Now.”
-Examine the terms and conditions.
-Enter your financial and personal information.
-Send in your application.
Tangerine Money-Back Credit Card: Answers to Common Questions (FAQs)
The Tangerine Money-Back Credit Card is frequently questioned on the following topics:
If my card is lost or stolen, what should I do?
Get in touch with Tangerine right away to report the loss or theft of your Tangerine Money-Back Credit Card and obtain a replacement.
Does a foreign transaction fee apply?
Yes, transactions conducted in currencies other than Canadian dollars are subject to a 2.5% foreign exchange conversion fee.
Can I alter the cashback categories I’ve chosen?
You can switch your 2% cashback categories on Tangerine at any time, yes.
