American Express Green Card – FULL REVIEW

Everyday purchases are becoming more and more critical.

People are using credit cards for a lot more than just bills. Credit cards are now one of the most used forms of payment. Credit cards are an easy way to make everyday purchases, such as gas, groceries, and even your morning coffee. They offer consumers the option to make purchases with or without carrying cash or a checkbook.

Also, you can use a credit card to make a purchase and then get cash back at the end of the month. This can help you save money in the long term and make it easier to budget. Credit cards are also a convenient way to pay for things, especially traveling.

American Express is known for its global network, which includes over 100 million cardholders worldwide. The bank is so popular worldwide that American Express has created a credit card perfect for everyday purchases named – American Express Green Card!

Who is American Express Green Card best for?

American Express Green Card is perfect for people who want a card they can use daily for their daily purchases. It has many benefits, including travel discounts, spending and shopping rewards, and everyday discounts.

With this card, you can receive 1 point per dollar spent and 5% cash back as an annual reward on your purchases. The card also comes with 10,000 points as a signup bonus. Topics can be for traveling uses, dining out, and so much more!

Moreover, it has no annual or foreign transaction fees on purchases and balance transfers. The card is perfect for people just starting their credit journey!

American Express Green Card and its benefits

With this card, you can enjoy the card’s benefits and get 10,000 points as a welcome bonus. This card is well-suited for many people and is convenient to use. Here you’ll find out what the card is all about and why it’s perfect for your needs!

• No annual fees and no foreign transaction fees

This card is perfect for people who want a card with no annual fees and no foreign transaction fees. If you’re looking to build your credit and want a card to help you save money in the long term, the American Express Green Card is perfect for you.

• No pre-set spending limit

This card offers its cardholders several benefits, including no pre-set spending limit. This is an essential benefit, especially for a cardholder who tends to overspend. You can also use it anywhere, at any time.

• 1 point on every dollar spent on purchases

There are many benefits to using this card; you’ll get the point for every dollar you spend on purchases. It can be accumulated for travel, cash back, or other benefits. The card also offers welcome bonus points of 10,000, which can be used on it.

• Offers zero fraud liability protection

The American Express Green Card offers zero fraud liability protection. This card is valuable to people who often deal with international transactions and would like to limit their risk of fraud.

• Free Supplementary Card with lots of Entertainment Benefits

A complimentary supplementary is offered for entertainment benefits. It is a card that turns your Green Card into a valuable tool for saving money and is more secure than your primary card.

Rates and Fees of American Express Green Card

Annual Fee: This card has no annual fee, so enjoy its benefits and advantages without worrying about paying a hefty fee every year.

Late Payment Penalty Fee: The card charges a late payment penalty fee of $29, then $40, after six billing periods. With that, make sure to avoid paying late and prevent your credit score from further damaging.

Returned Payment Fee: They charge a return fee of $29 for a first-time cardholder offender. However, after six billing periods, a returned payment fee will go up to $40.

Foreign Transaction Fee: Making an international transaction using the card is easy because you won’t have to worry about paying a foreign transaction fee.

Interest Rate: The bank charges interest rates for purchases with 20.99%, while it’s 21.99% for cash advances and balance transfers.

Other fees: Other fees are not applicable because even if your account has undergone an over limit, there will be no charges.

Minimum Credit Score Needed:  Being eligible for this card means having a minimum credit score of 650 to 749. Meaning it’s perfect for middle-income borrowers.

Is American Express Green Card perfect for you?

American Express is a bank with the most well-known credit cards in the world. The bank offers many benefits, but one of the key benefits is that the card is accepted in over 130 countries. The card also has many perks, such as lounge access and airport lounge access, which can be very useful.

This card is perfect if you want a credit card for everyday purchases with no annual or foreign transaction fees. You can also use this card for daily expenses, which is helpful for those who don’t want to deal with carrying around cash. This card offers a generous signup bonus and a great rewards program. If you are wondering if the card is for you, you can always compare it to other cards.

Apply for American Express Green Card

If you think that this card is perfect for your lifestyle, take the chance and apply for American Express Green Card today!