This colorful card is made to add interest to your daily activities with its unparalleled benefits and lifestyle advantages. What distinguishes the Cobalt Card? It’s all about the points: accumulate points quickly on your preferred indulgences by earning expedited rewards for eating out, ordering in, grocery shopping, and transportation.
Not only that, but using the Cobalt Card to redeem your points is a breeze. The options are endless, ranging from making travel and hotel reservations to shopping for oneself or even transferring points to airline loyalty programs. Spending with the American Express Cobalt Card isn’t just sensible—it’s an exciting journey waiting to happen!
Getting compensated
With the American Express Cobalt Card, you may earn points on your chosen purchases quickly thanks to its dynamic rewards system that is geared to different spending categories. Here’s how to increase your winnings:
- 5 points for every $1 spent on dining out and groceries: This card is ideal for foodies as it offers a substantial 5 points for every dollar spent, whether you’re dining out or stocking up on groceries.
- For every $1 spent on streaming services, you get 3 points: On well-known streaming services, take pleasure in your favorite films, TV series, and songs while earning three points for every dollar.
- $2 for every $1 spent on transportation, gas, and travel: Traveling or commuting? Earn two points for every dollar spent on gas, tickets for public transportation, and travel-related costs including lodging and airfare.
- One point for every $1 spent on all other purchases: Earn one point for every dollar spent on all other purchases, making sure you accrue points even for routine transactions.
The Cobalt Card is a wise option for people wishing to earn rewards on a variety of living purchases because of its versatility and earning possibilities.
Redeeming incentives
There are numerous easy ways to use your hard-earned rewards with the American Express Cobalt Card. Here’s how to maximize the points you receive:
Transfer to British Airways or Aeroplan for travel: You can book flights to your preferred destinations by exchanging your points for airline miles with British Airways or Aeroplan.
Convert your points into Marriott Bonvoy points for hotel stays and other travel experiences by transferring them to Marriott Bonvoy.
Fixed Points Travel Program: This program offers a fixed number of points for particular routes and destinations. Redeem points for flights through it.
Use for any kind of travel: Utilize your points to reduce the cost of lodging, transportation, and other travel-related expenses.
Ticketmaster: Use your points to purchase event tickets with Ticketmaster.
Statement credits: To lower your balance, apply your points straight to your credit card statement.
Donations to charity: Use your points to assist worthy causes and have a good influence.
Gift Cards: Exchange your points for gift cards from a range of stores and companies.
Purchasing on Amazon.ca: Take advantage of your points to purchase a large range of goods on Amazon.ca.
Merchandise: Indulge in merchandise rewards such as fashion products, electronics, and more.
With so many different ways to redeem your points, the Cobalt Card gives you the freedom to utilize your points whichever best suits your needs, be it for travel, entertainment, giving to charity, or indulgent shopping.
Using the American Express Cobalt Card to pay for travel
You can have complete travel protection with the American Express Cobalt Card, giving you peace of mind when you’re on the go:
Greetings and offer
For new cardholders, the American Express Cobalt Card offers an alluring introductory bonus. You can earn up to 15,000 points in the first year by spending $2,000 a month on qualified goods. This welcome bonus is a great way to start your rewards journey and make the most of the Cobalt Card if you’re a frequent spender.
Amex Invites and Front of the Line Through the Amex Invites and Front of the Line programs, American Express cardholders—including those who possess the Cobalt Card—are granted unique access to ticket sales via Ticketmaster. This benefit relieves the pressure of attempting to get seats for your favorite artists by giving you first dibs on tickets for well-attended concerts and events.
Amex Deals
Cardholders can easily earn bonus cash back with this function when they make purchases from specific merchants. Amex Offers makes it simple to save money on your preferred goods and services while taking advantage of tailored sales and discounts based on your shopping patterns. To begin earning cash back rewards with every qualifying transaction, just add the offers to your card.
Accommodations Collection
When you use your American Express Cobalt Card to make hotel reservations, you can access The Hotel Collection. Benefits including possible room upgrades at check-in (based on availability) and a US$100 hotel credit are included in this. When you use your Cobalt Card to make hotel reservations via The Hotel Collection, you’ll receive extra benefits and value.
Travel Guard
Ten different types of coverage are available to you with this card: purchase protection, buyer’s assurance protection, mobile device insurance, hotel/motel burglary insurance, lost or stolen baggage insurance, flight delay insurance, baggage delay insurance, purchase protection, and stolen or lost travel assistance. You may travel and conduct daily business with peace of mind thanks to this comprehensive coverage.
Application requirements for the American Express Cobalt credit card
Make sure you fulfill these prerequisites before you start the process of applying for an American Express Cobalt credit card:
Age Requirement: Candidates must be at least eighteen years old.
Income Requirement: In order to be approved, a minimum annual income is needed.
Credit History: Your chances of being approved are increased by a high credit score.
Residency: Applicants must be US citizens or permanent residents.
Application Documentation: Gather the required paperwork, including identity, evidence of income, and any additional information requested.
How to Apply for the Cobalt Credit Card from American Express
Once you’ve satisfied the prerequisites, apply for your American Express Cobalt credit card by following these steps:
1-Navigate to the Cobalt Credit Card section of the American Express website.
2-In order to begin the application process, click “Apply Now.”
3-Enter Your Personal Data.
4-Provide your yearly salary, job title, and any additional financial data that is needed.
5-Send in your documentation.
6-Examine and Verify.
7-Await approval; this could be a lengthy procedure.
8-You will receive your American Express Cobalt Credit Card through mail after it has been approved.
FAQs regarding the Cobalt credit card from American Express
What distinguishes the Cobalt Credit Card from American Express?
A distinctive rewards program that encourages regular spending with extra points for eating, grocery, and travel is provided with the Cobalt Card.
Does the American Express Cobalt Credit Card have an annual fee?
Indeed, the Cobalt Card comes with an annual premium. For for fee details, see the card details.
Is it possible to use the Cobalt Card abroad?
Indeed, the Cobalt credit card from American Express is accepted everywhere in the world. To ensure smooth purchases overseas, make sure you notify American Express of your travel arrangements.
It is advisable to visit the official American Express website to obtain the most recent information and particulars on the Cobalt Credit Card.
