Credit cards are a necessity in today’s world.
From online purchases to going out to eat, using a credit card is the best way to ensure you are not stuck with unpaid purchases. The Capital One Aspire Cash MasterCard is a great credit card for millennials and is perfect for carrying around in your wallet. This card lets users earn cash back on their everyday spending. You also get a low-interest rate for new purchases.
If you’re looking for a low-to-no-interest credit card, you might consider the Capital One Aspire Cash MasterCard.The Capital One Aspire Cash MasterCard offers various perks, from cash back to travel rewards. This card is highly recommended to those who want 2% cashback on their purchases and have no annual fees.
This card is an excellent option with no annual, no foreign transaction fees, and no limit on how much you earn. This card is also perfect if you are looking for cashback or rewards.
Benefits overview of Capital One Aspire Cash MasterCard
- There are no annual fees
- Provides travel benefits
- The points are easy to redeem
- Enjoy the 1% cash reward for every $1 spent.
Things to know before applying
Annual Fee: NONE
Late Payment Penalty Fee: Late payment penalty of $10 or 3% of the principal amount.
Returned Payment Fee: The returned payment fee of the card is hefty, as it can go up to $25.
Foreign Transaction Fee: NONE
Interest Rate: For purchases, balance transfers, and cash advances, the card’s interest is 19.80%.
Other fees: NONE
Minimum Credit Score needed: 725 and above.
Note: Capital One does not require any household or personal income for you to be eligible for the card.
How to apply for Capital One Aspire Cash MasterCard?
You can save tons of money when applying for the Capital One Aspire Cash MasterCard. This is a great card because it is a credit card that doesn’t have an annual fee and offers 2% cash back on gas and groceries. The Capital One Aspire Cash MasterCard is also a great card if you are looking to build your credit.
The Capital One Aspire Cash MasterCard application process is one of the easiest and fastest processes of all credit cards. The application process can be done online and takes less than a minute. All you need to do is apply and answer a few questions. It’s a one-step process.
To start, head to the bank’s website and find the card. Click ‘Apply Now,’ and you will be redirected to an online application form. Provide the needed personal information, including:
- Name, address, and email
- Contact number
- Proof of residency
- IDs for further verification
- Bank statements are optional
Once you’ve completed answering the form, wait for the approval of the bank. Assuming everything goes well, review the terms and conditions, sign the contract, and you are ready to use your new Capital One Aspire Cash MasterCard for everyday purchases!