The world has a lot of credit card options available to us. They help us with a variety of tasks.
You can use your credit card for online purchases, eating out, commuting, emergencies, and more. The best credit cards for everyday purchases are the ones that are easily accessible and inexpensive.
If you’re looking for an American Express credit card that is accessible and inexpensive, the American Express Green Card is a great option. It is perfect for people who enjoy rewards points that don’t expire and can also get an excellent intro rate on their card.
With this card, you will be able to seamlessly use your card anywhere in the world without ever having to worry about foreign transaction fees. The card also lets you take advantage of American Express Global Assist should you get stuck with a travel issue abroad. You can also enjoy complimentary travel accident & inconvenience insurance, which can protect you against any unexpected travel issues you may face.
There are also no annual fees, and the interest rates are so average, so learn how to apply today!
Things to know before applying:
Annual Fee: NONE
Late Payment Penalty Fee: $29. However, once it happens again after six billing periods, a late payment fee of $40 will be charged to your account.
Returned Payment Fee: $29 for a first-time cardholder offender. However, after six billing periods, a returned payment fee will go up to $40.
Foreign Transaction Fee: NONE.
Interest Rate: Purchases APR is 20.99%, while it’s 21.99% for cash advances and balance transfers.
Other fees: NONE
Minimum Credit Score needed: 650 to 749
Benefits overview of American Express Green Card
- No annual fees and no foreign transaction fees
- No pre-set spending limit
- 1 point on every dollar spent on purchases
- Offers zero fraud liability protection
- Free Supplementary Card with lots of Entertainment Benefits
How to apply for American Express Green Card?
If you’re looking for a new credit card, the American Express Green Card could be the one for you. The card’s application process is 100% online, and there are no hard pulls for a credit check. There are no hidden fees or charges, and the annual fee is waived FOREVER.
This card is perfect for new graduates, business owners, and anyone responsible for household spending. The card comes with a Green Card membership with access to global travel and entertainment discounts. To start your application, you can do so by heading to Amex’s official website.
You will then have to choose the American Express Green Card because they have tons of other cards available there. Once done, a redirected page will appear, and click ‘apply now.’’ Tap the button and answer the online application form. The application form must include the following:
- Name, address, and email
- Employer information
- Contact number
- Proof of income
- Proof of residency, etc.
If everything goes well, provide further documents to the bank for verification. They will then approve your application and ask you to review the terms and conditions. Sign the contract, and you’re good to go.