How to apply for the Citi Simplicity Card Mastercard

Citi Simplicity Card Mastercard is one of the best credit cards out there.

It has no annual fee, no late fees, and no penalty APR. It also offers a 0% APR on purchases and balance transfers for 21 months. So, the Citi Simplicity Card Mastercard is worth considering if you’re looking for a new credit card.

Applying for the Citi Simplicity Card Mastercard

If you’re looking for a no-frills credit card that offers some great benefits, the Citi Simplicity Card Mastercard is a great option. This card offers a low-interest rate and no annual fees, making it an excellent choice for those looking for a budget-friendly option. Plus, the card offers some great bonus features, such as double miles on all purchases and a $100 statement credit after you spend $500 in the first three months. So if you’re looking for a credit card that offers excellent benefits without all the bells and whistles, the Citi Simplicity Card Mastercard is a great option.

What are the benefits of the Citi Simplicity Card Mastercard?

The Citi Simplicity Card Mastercard is a great way to get rewards and benefits for your spending. Here are some of the key benefits:

• Earn 2X points on all purchases, including gas, groceries, and department stores.
• Get a $100 statement credit after you spend $1,000 in the first three months.
• Get a $150 travel credit after you spend $3,000 in the first year.
• Get a free year of Amazon Prime if you have the card and make at least $1,000 in purchases each year.
• Get access to exclusive offers and events.

The Citi Simplicity Card Mastercard is a great way to get rewards and benefits for your spending. Here are some of the key benefits:

• Earn 2X points on all purchases, including gas, groceries, and department stores.
• Get a $100 statement credit after you spend $1,000 in the first three months.
• Get a $150 travel credit after you spend $3,000 in the first year.
• Get a free year of Amazon Prime if you have the card and make at least $1,000 in purchases each year.
• Get access to exclusive offers and events.

What are the fees and interest rates associated with the Citi Simplicity Card Mastercard?

The Citi Simplicity Card Mastercard has no annual fees or interest rates, making it one of the market’s most affordable and convenient credit cards. Although there is a 3% cash Advance Fee, this fee is waived if you make your loan in full within 60 days of opening your account. Additionally, no late payments will result in any interest charges being accrued on your account.

Tips for using the Citi Simplicity Card Mastercard

• Pay your bills on time. When you pay your bills on time, you not only avoid interest charges but also earn rewards points that can translate into cash or discounts on future purchases.
• Use the card for everyday spending. The Citi Simplicity Card Mastercard offers unique benefits that can be handy for day-to-day transactions, like bonus miles when you purchase American Express (PYME) at participating merchants and exclusive gifts for cardmembers with active duty military service members and their families.
• Consider signing up for text alerts and online banking notifications. These features will help you stay informed about important account updates and outgoing payments so that you don’t have to worry about missing any necessary action.

How to cancel the Citi Simplicity Card Mastercard

If you no longer want the Citi Simplicity Card Mastercard, canceling it is easy. You can call Citi customer service at 1-800-922-9227 and ask to cancel your card. You will need your card number, the account number, and the expiration date.

The Citi Simplicity Card Mastercard is a great credit card for those looking for a simple card with great benefits. The card has no annual fee and offers a 0% intro APR on purchases and balance transfers for 18 months (after which the APR will be 14.74% – 24.74% Variable). The card also offers a 5% cash back bonus on purchases made in the first three months and 1% cash back on all other purchases. There are no foreign transaction fees, and the card comes with Citi’s Price Rewind feature, which allows you to get the lowest price on eligible items you purchase with your card.