Credit cards like U.S. Bank Cash Plus Visa are a convenient way to pay for daily purchases. However, if you run out of time to pay off your credit card, you may find it challenging to make your credit card payments on time. You should use credit cards for small purchases to avoid late fees and higher interest rates.
If you struggle to make payments on time, consider using a prepaid credit card. This allows you to draw on the funds but offset your costs with a low-interest balance. Despite the recent rise of Apple Pay, credit cards still have their place in the world. They provide benefits like the ability to build your credit score and the option to make payments without the need for a check.
If you are responsible with your credit card, you can save money in the long run. If you want a credit card that is most sought-after by many, look no further than the U.S. Bank Cash Plus Visa Signature Card. Here’s how!
Benefits overview of U.S. Bank Cash Plus Visa Signature Card
- Get an unlimited 2% cash back on groceries
- Enjoy a $200 cash bonus
- 0% intro APR on purchases and balance transfers
- Provides 5% cashback
Things to know before applying
Annual Fee: No annual fees are needed.
Late Payment Penalty Fee: The late payment fee can go up to $41.
Returned Payment Fee: No returned payment fee.
Foreign Transaction Fee: 2% fee of the principal amount for international purchases.
Interest Rate: The APR is 18.24% – 28.24% Variable
Minimum Credit Score needed: 700 and above.
How to apply for U.S. Bank Cash Plus Visa Signature Card?
The U.S. Bank Cash Plus Visa Signature Card application process is easy and only requires a few simple steps.
- To start, you must create a U.S. Bank Cash Plus Visa Signature Account if you don’t already have one.
- You must be 18 years old and a U.S. citizen to create the account.
- You must also provide a valid email address and phone number. You may need proof of your identity, such as a driver’s license or passport.
- Next, you must provide information about your current bank account and your bank.
- Once you have an account, you must fill out an application form for the credit card.
- The bank may ask you to provide more documents for further verification.
- If everything goes well and your application has been approved, it’s time to review the terms and conditions.
- Finally, sign the contract, and you are good to go.
U.S. Bank Cash Plus Visa Signature Card lets you earn cash back on everyday purchases and redeem rewards for a wide range of experiences. You can make unlimited money back, redeemable for various backgrounds and gift cards. Apply today!
