If you are looking for a card that will give you money-saving opportunities while creating the home.
Of your dreams, you should consider the Williams Sonoma Key Rewards Visa. This card will not require you to pay an annual fee to enjoy its rewards, perks, and benefits. This card is perfect for people who want to earn from the money they spend on groceries. As well as dining, home improvements, and a lot more.
Through the Williams Sonoma Key Rewards Visa, you will enjoy 5%. Especially on all your online and store purchases across the brands of Williams Sonoma.
These world-renowned brands include Williams Sonoma, Pottery Barn, Pottery Barn Kids, Pottery Barn Teens, West Elm, Williams-Sonoma Home, Rejuvenation, and Mark & Graham. You will also earn 4% cash back in rewards for your purchases. They were mainly made in grocery stores and restaurants, including food delivery services. Dining in fast food restaurants is included in the 1% cash back and all other purchases.
Things to know before applying
Annual Fee: None
Late Payment Penalty Fee: $40 maximum amount
Returned Payment Fee: None
Foreign Transaction Fee: 3% of the transferred balance
Interest Rate: Variable Annual Percentage Rate (APR) for Purchases, Transfers, and Cash Advances of 27.99%. However, 0% interest for new purchases provided the cardholder has paid the previous balance in full within the due date for each month.
Minimum Credit Score needed: 630
Benefits overview of Williams Sonoma Key Rewards Visa
- No annual fees
- Generous reward structure
- 10% back in rewards as a welcome bonus
- 12-month promotional financing
- $25 birthday reward
- Free standard shipping at Williams Sonoma
How to apply for Williams Sonoma Key Rewards Visa?
The application process to be eligible for Williams Sonoma Key Rewards Visa can either be online or in-stores. Start with Williams Sonoma, Pottery Barn, Pottery Barn Kids, Pottery Barn Teens, West Elm, Williams-Sonoma Home, Rejuvenation, and Mark & Graham. You must visit their official website or one of their stores to apply for the card. Then, fill out the necessary information and present proof of your qualifications.
This card offers a customer loyalty program consisting of two varieties: the Key Rewards credit card and the Key Rewards Visa Card. The former being a “closed-loop” card, can only be used within William Sonoma Inc.’s family of brands. In contrast, cardholders can use the latter anywhere Visa credit cards are accepted.
Suppose you apply for this card but lack eligibility requirements. You are automatically considered for the store-only card.
It is free to enroll in the Key Rewards loyalty program. Once you become a member, you will be automatically qualified for “Silver” status, providing you a 2% back in rewards on every purchase across Williams Sonoma Inc.’s family of brands. However, if you are a Key Rewards credit card cardholder, you will be upgraded to “Gold” status. It enables you to enjoy the rewards, perks, and benefits discussed above.
